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Younger individuals ‘almost certainly to go overseas with out insurance coverage’

A group of young men on holiday

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Getty Pictures

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About 25% of British holidaymakers are thought to not purchase journey insurance coverage earlier than going overseas

About 40% of younger individuals go overseas with out journey insurance coverage, risking medical charges of 1000’s of kilos if they’re taken unwell, a survey suggests.

The Affiliation of British Journey Brokers surveyed 2,043 Britons and located these aged 18 to 24 have been the almost certainly to go overseas with out insurance coverage.

It comes after the household of a South Yorkshire traveller in Thailand needed to increase £32,000 for his medical care.

Total 1 / 4 of UK travellers are thought to go overseas with out insurance coverage.

In 2015, 35-year-old Craig Lindley, from Barnsley, fell unwell whereas celebrating a pal’s wedding ceremony on a Thai island.

He was identified with Guillain-Barré syndrome – which results the peripheral nervous system – and was left paralysed

He was charged £20,000 for a five-day course of remedy in Bangkok.

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Craig Lindley was left paralysed in Thailand with out journey insurance coverage; his associates raised £32,000 in the direction of his medical payments

His ambulance and speedboat from the island to Koh Samui Hospital additionally value £17,000.

After an internet enchantment his household and associates raised £32,000 in the direction of his medical payments.

The Affiliation of British Journey Brokers’ (Abta) Mark Tanzer stated: “Somewhat than having to resort to the kindness of strangers, holidaymakers ought to be sure that they’ve the suitable insurance coverage in place.”

Total, the variety of British travellers surveyed with out insurance coverage has risen to 25% within the 12 months to Could, up from 22% the earlier yr.

Mr Tanzer added: “Yearly, we see circumstances of individuals falling into problem attributable to travelling with out insurance coverage.

“Usually their households have to boost 1000’s of kilos for his or her remedy or repatriation and that is why it’s so worrying to see a rise in youthful individuals travelling with out insurance coverage.”

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Marcus Doyle

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Michael Doyle was taken unwell whereas in Bulgaria, his journey insurance coverage wouldn’t cowl a medical flight again to the UK

In 2016, Michael Doyle, 29, was admitted to a non-public hospital in Bulgaria after being identified with blood poisoning.

He required dialysis remedy which he obtained within the hospital, however he handed away earlier than his mother and father have been in a position to increase about £20,000 required to carry him again to the UK for extra remedy.

His father John has suggested individuals to get journey insurance coverage. He stated: “Go and revel in your self, Bulgaria is a wonderful place to go, it isn’t completely different from wherever else on this planet however that you must have insurance coverage.”

International and Commonwealth Workplace (FCO) spokeswoman Susan Crown stated: “”The FCO can’t pay medical payments if you’re hospitalised overseas, nor can we fly you house.

“Take out an acceptable insurance coverage coverage and ensure you know what it covers you for. It could really feel like an added expense nevertheless it’s very worthwhile should you examine it to what you may find yourself paying if one thing goes improper on vacation.”